Kreddy - se ditt kreditbetyg 3.24.2

Keep track of your personal finances, always up-to-date, hassle-free - View your UC credit rating and receive tips on how to improve it. Quick overview of your mortgage loans, personal loans, credits, and student loans all in one place. The information is retrieved directly from UC and updated daily. No credit check required and completely free of charge.

Download the Kreddy app now and get started!

View your UC credit rating - understand your standing and how you can improve it. Your credit rating is retrieved directly from UC when you log into Kreddy and is always up-to-date. Understand what your credit rating means for you and receive tips and advice on how to enhance it. Compare your creditworthiness with the rest of Sweden. Credit information from UC is utilized by most banks and financial institutions, providing you with a good insight into how banks perceive you. No credit check required and completely free of charge.

Full control over your loans and credits - All in one place, always updated. Your mortgage loans, personal loans, student loans, and credits are retrieved directly from UC when you log into Kreddy, and the information is updated daily. UC holds Sweden's most comprehensive credit database, capturing most of your loans and credits. No credit check required and completely free of charge.

Challenge expensive loans and credit costs - Consolidate your loans and credits. In the Kreddy app, you can challenge your loans and credit costs by applying for loan refinancing through Lendo. You also have the opportunity to apply for new loans via Lendo. Lendo is Sweden's largest comparison service for personal loans, allowing you to compare up to 40 different lenders with just one credit check from UC. Free of charge and non-binding.*

Enhance protection against identity theft. In Kreddy, you can choose to subscribe to ID Protection from UC. ID protection is a service that safeguards your personal information and assists you if you have fallen victim to identity theft. The service includes monitoring events related to your identity in the app, such as credit inquiries, making it easier for you to detect potential fraud attempts. It is an optional subscription service that is signed up for through your Apple iTunes account.

Download the Kreddy app now and get started!

*Calculation example: Annuity loan 12 years. Effective annual interest rate 6.98%. A loan of 200,000 SEK will cost 2032 SEK/month (144 installments), totaling 292,653 SEK. No initial/admin fees. 6.77% nominal rate (variable rate, set individually based on your circumstances). The application will be submitted to the lenders that best match your profile; updated 2023-10-06.

Repayment period 1-15 years. Maximum interest rate is 33.75%. Interest range between: 4.70%-33.75%.